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You know the benefits of healthy living. But did you know that healthy choices can help you save? Affordable life insurance from John Hancock protects your family and pays you back now — for as low as $15/month. Plus, enter for a chance to win a trip to the 2018 Boston Marathon!

Live healthy. Save money.

Keep up your healthy habits and earn points that save you money on life insurance and more.

Get a complimentary Fitbit® through the John Hancock Vitality Program.

  • Save up to 10% on life insurance
  • Up to $600 a year in healthy foods savings
  • Shopping and entertainment rewards

Term life insurance costs less than you might think

Many people overestimate the cost — by as much as 80%1! Our affordable rates make it an easy decision, as shown in the chart below.

Monthly Rates for first year of a 10-Year Term with Vitality Policy2
Age $500,000 $750,000
30 $26.82 $37.25
40 $34.92 $49.40
50 $65.57 $95.37
60 $155.82 $230.75
Age $500,000 $750,000
30 $22.32 $30.50
40 $27.97 $38.97
50 $56.37 $81.57
60 $117.72 $173.60

Applies to Policy form series: 17SPTERMHE

Policy coverage available for $100,000 to $1,000,000 with 10-year term.

It’s the simplest — and most affordable — type of life insurance you can buy. It protects your family for a set term (or period of time, like 10, 15 or 20 years). You decide how long you want to be covered, and how much money your family would need if something happened to you during that time.

Think about the financial commitments your family would face without you. Would they be responsible for paying the mortgage or putting kids through college? Would they need full-time help with young children at home, or would older parents need assistance? Could they cover immediate expenses, like monthly bills and funeral costs?

Many people underestimate the amount of coverage they need. As a general rule, you’ll want to plan for an amount that’s equal to 5-10x your income.

Most people do. If you have loved ones who depend on your income now or may in the future — a spouse, children, elderly parents — you’ll want to protect them from financial hardship if they have to go on without you. Even if you already have life insurance, it’s a good idea to update your coverage from time to time, and especially after major life events like getting married, buying a home or having a child.

Earn points for making healthy choices — the more Vitality points you earn, the more your Vitality status will increase. Every year on your policy anniversary, you may receive premium savings depending upon the points you accumulated and the status you achieved. If you achieve Gold or Platinum status in any year, the premium you pay in your next policy year will decrease compared to the amount you paid in the current policy year. These savings can continue for the life of your policy if you lead a healthy lifestyle.

Our easy online application takes about 15-20 minutes to complete. Be sure to have the following information on hand:

  • Driver's license
  • Social security numbers for you and your beneficiary(ies)
  • Bank information
  • List of medications you take on a regular basis, and the doctors that prescribe them

Our strong ratings, as judged by the major ratings agencies, are a measure of our financial strength and stability. That’s important when you’re choosing a life insurance company — you want a partner who will be there for your family if the time ever comes.

With over 150 years of experience, we’ve protected generations of American families — and we’ll be here for yours, too.

Boston Bound Sweepstakes

Enter to win an all-inclusive trip to the 2018 Boston Marathon™ and meet and run with John Hancock Elite Ambassadors Bill Rodgers and Meb Keflezighi!

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