Did you know the average funeral and burial expenses cost families about $8,000 to $9,000? Add in medical bills and other debts, and it's easy to see why you might need coverage to help with final expenses.3
For more than 150 years, John Hancock has helped meet the needs of more than 18 million customers.* You can be confident that we'll be there when your family needs us most.
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John Hancock’s Final Expense Life Insurance with Guaranteed Acceptance is a level premium Whole Life Insurance Policy. It is available to individuals from age 60 to 80 and the coverage amounts range from $2,000 to $20,000. If death occurs in the first two years, the policy provides a limited graded death benefit equal to 110% of premiums paid.
No. Your rates and coverage stay the same - as long as you live.
As long as you make payments on time, your policy will never expire.
Applying for Final Expense Life Insurance with Guaranteed Acceptance by John Hancock is fast and simple - and you can do it by phone or online! You'll need your contact information, your coverage amount, the name of your beneficiary or beneficiaries, and your desired method of payment. It takes just a few minutes to get the final expense coverage you need. With guaranteed acceptance, you'll be covered as soon as you make your first payment.
You can pay by credit card or electronic funds transfer from your checking account. You can also set up automatic payments on your preferred day of the month - so you'll never forget!
With strong financial ratings and more than 150 years of history, you can rest assured that John Hancock will be there for your family.
Your beneficiary or beneficiaries can use the funds as they see fit. This includes paying for final expenses like funeral and burial costs, medical bills or other debts. There are no restrictions, and your loved onces can depend on a quick payout when they need it most.