* Based on $250,000 in coverage
1 LIMRA. 2015 Insurance Barometer Study Finds Americans Continue to Overestimate Cost of Life Insurance. http://www.limra.com/Posts/PR/News_Releases/2015_Insurance_Barometer_Study_Finds_Americans_Continue_to_Overestimate__Cost_of_Life_Insurance.aspx
2Rates based on Super Elite Non-Smoker underwriting status. Policy issuance is not guaranteed as any life insurance purchase is subject to completion of an application and underwriting approval.
John Hancock will obtain additional information, including but not limited to medical records, to evaluate your application for insurance; and after your policy is issued, to identify any misrepresentation in the application.
These sample rates are level for the duration of the term. After the duration of the term the policy becomes renewable, annually, to age 95, with increasing premiums that will never exceed the maximum amount stated in the contract.
You may or may not be eligible for these rates. If not, you still may be eligible for other John Hancock products.
Coverage is subject to policy provisions including suicide and incontestability clauses. Paying premiums on a quarterly, semi-annual, or annual basis may result in lower costs than if paid on a monthly basis.
Consenting to be contacted is not required to receive an estimate or purchase life insurance. Instead, you may contact a Coverage Coach at . This is a request for information only and not an application for insurance. There is no cost or obligation to purchase associated with submitting this information, nor is there any guarantee that John Hancock will offer you any insurance product. Your consent to be contacted may subsequently be withdrawn by calling .
Insurance products issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210. Insurance policies and/or associated riders and features may not be available in all states.
Policy form series based on state of issue, either: ICC17 17SPTERM or 17SPTERM
Back to top
Copyright © 2017 John Hancock. All rights reserved.