Get $250,000 in term life insurance

Protect your family

for as little as $15 a month*

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Don’t put off protecting your family. With John Hancock, it’s easy to get reliable term life insurance that gives you peace of mind.

No medical exam
Just a few health questions
Decision in 3-5 days

What is term life insurance?

Term is the period of time you want your coverage to last, like 10, 15 or 20 years.

Not sure how much you need?

A general rule is coverage for 5-10x times your salary. You will want enough to protect your loved ones should something happen to you during that time - to replace income and cover expenses like mortgages, student loans, debt, tuition and retirement.

Term life insurance costs less than you might think

Many people overestimate the cost — by as much as 80%!1 Our affordable rates make it an easy decision, as shown in the chart below.

Monthly Rates for a 10-Year Term Policy2
Age $250,000 $500,000
30 $17.47 $27.62
40 $21.77 $36.02
50 $38.10 $67.52
60 $87.37 $160.47
Age $250,000 $500,000
30 $14.70 $22.97
40 $18.22 $28.82
50 $33.65 $58.07
60 $68.65 $121.27

Policy coverage available for $100,000 to $1,000,000 with 10-year term.

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