running shoe


With John Hancock Vitality, healthy living earns you rewards.

Apple Watch Series 4

Get one step closer to your new Apple Watch with a free quote on term life insurance.

When you purchase a John Hancock Vitality life insurance policy, you can get an Apple Watch for as little as $25 by exercising regularly.
The more active you are, the less you’ll pay per month!

Way to go! No payment this month.
Your cost is the same as that fancy coffee
Your Apple Watch and turkey sandwich cost the same
Interest free financing on your Apple Watch.
Get a free life insurance quote

Save up to 15% on your premium along with other great rewards

How it works


Earn points.

You can earn Vitality Points for the everyday things you do, like exercising, eating well, and getting annual check-ups.


Increase your status.

The more Vitality Points you accumulate, the higher your Vitality Status.


Enjoy rewards.

The higher your Vitality Status, the greater the discounts and rewards. You can even save up to 15% on your premium.

Frequently asked questions

It’s the simplest — and most affordable — type of life insurance you can buy. It protects your family for a set term (or period of time, like 10, 15, 20 years). You decide how long you want to be covered, and how much money your family would need if something happened to you during that time.

Think about the financial commitments your family would face without you. Would they be responsible for paying the mortgage or putting kids through college? Would they need full-time help with young children at home, or would older parents need assistance? Could they cover immediate expenses, like monthly bills and funeral costs?

Many people underestimate the amount of coverage they need. As a general rule, you’ll want to plan for an amount that’s equal to 5-10x your income.

Most people do. If you have loved ones who depend on your income now or may in the future — a spouse, children, elderly parents — you’ll want to protect them from financial hardship if they have to go on without you.

Even if you already have life insurance, it’s a good idea to update your coverage from time to time, and especially after major life events like getting married, buying a home or having a child.

Order your Apple Watch for an initial payment of $25 plus tax. Your payment will be based on the number of Standard or Advanced Workouts you complete each month over 24 months. There are many different ways to earn points, for example, you can earn 20 points a day for a Standard Workout, which includes walking between 10,000 and 14,999 steps; you can earn 30 points a day for an Advanced Workout, which includes 15,000 steps or more. The more points you earn, the less you'll pay. Monthly charges vary based on the number of points you earn and the Apple Watch model you choose.

Our easy online application takes about 15-20 minutes to complete. Be sure to have the following information on hand:

  • Driver's license
  • Social security numbers for you and your beneficiary(ies)
  • Bank information
  • List of medications you take on a regular basis, and the doctors that prescribe them

John Hancock’s financial strength ratings, as judged by the major ratings agencies, are a measure of John Hancock’s financial strength and stability. That’s important when you’re choosing a life insurance company – you want a partner who will be there for your family if the time ever comes.

With over 150 years of experience, John Hancock has protected generations of American families.

Apply for term insurance in a little as 15 minutes. Get a quote, purchase a policy, earn an Apple Watch for as little as $25.

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